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Simple tips to save money every day Small changes you implement into your daily life can make a big impression on your financial health. If you’re looking for ways to save money every day without committing to a major financial overhaul, consider the following tips. Take a Closer Look Before you start saving, it’s a good idea to get a clear picture of what you’re spending each month. Examine your bills and track everything you’re buying for 30 days, recommends The Balance writer Paula Pant. The month-long review will help you understand your money habits and allow you to set a better budget...

Setup an Emergency Savings Account Online The coronavirus has impacted all of us and we are working closely with our customers to adjust during these uncertain times. One best practice customers may want to consider is setting up an emergency savings account. This emergency savings account can be created online without having to visit a branch. What is an emergency fund? An emergency fund is a separate account that can be used to help cover unforeseen expenses like a broken air conditioner or heater, auto repairs, medical treatment, or some other type of emergency. Each month, you can...

Grow Your Savings By Separating Accounts Whether you’re great at managing your money or bad at it, chances are that you have room for improvement. Accelerate your savings goals while staying on top of routine expenses when you establish two different accounts for your spending and savings. Unique Benefits of Each Type of Account Both accounts have distinct characteristics with the main difference being the accessibility of your funds. Checking accounts typically earn no or little interest, so they’re more conducive for withdrawing money and paying bills. Another bonus is that they tend to have...

Scammers look to take an advantage whenever they can and a popular method is to take over an email account. This can be very unnerving, but it’s important to take action immediately after you recognize that your email account has been hacked. Follow these steps to get your email account back in order: Change Password It’s crucial to change your password immediately. Fraudsters may have cracked your previous password and now have it. Changing it prevents them from getting back in. The more complex the password, the better. Use a mix of numbers, letters, and special characters to strengthen your...

What you need to know regarding ATM Skimming Devices As a reminder that fraud comes in all forms, skimming devices are a constant threat and due diligence needs to be used when paying with your debit and credit cards. A skimming device is a piece of equipment fraudsters attach over card readers at ATMs, self-service payment kiosks at gas pumps, or other point of sale equipment. While the customer tries to make a valid transaction, the debit card or credit card pass through a second card reader (the skimming device) that illegally captures the card number. Criminals also obtain PINs by...