Blogs

Learn More About Direct Deposit It’s easy to take conveniences like direct deposit for granted without fully understanding how it works or why you should use it. You may have questions concerning direct deposit, so we want to make sure you fully understand the system. How Does Direct Deposit Work? Direct deposit forgoes the physical printing of payment checks by transferring money online through software like payroll programs. An electronic file is transmitted to or from your financial institution, which lets the recipient know which account should receive payment/deduction and how much...

When the sweltering heat of summer hits its peak, you’ll be tempted to run your air conditioning nonstop. Doing so causes your electricity bill to skyrocket, unfortunately. Unless you want your bank account to drain all season, follow these techniques to save energy while staying cool this summer. Use Fans Although fans don’t actually lower the temperature of a room, they do make you feel cooler by blowing air over your skin. Take advantage of the ceiling fans in your house and use those instead of the air conditioning. Alaina Wibberly of Smart Energy explains, “A good fan will allow you to...

Best Coupon Sites to Help Your Family Save Money Making ends meet while having money for extracurricular activities is a challenge for most families. If you’re looking for ways to stretch your family’s dollar, it’s time to get creative with a tried-and-true savings tool — coupons. The following coupon sites and apps will help you and your family save on the essentials and services you need and the experiences you crave. Saving at the Grocery Store If your local grocery store is a regional or national chain like Kroger, check their site or app for downloadable coupons. It takes only a few...

You want your home to be as comfortable, efficient and as beautiful as it can be. However, deciding which home improvement projects or upgrades to invest in can be confusing. The following home upgrades will help you save money in the long run. Focus on the Front Curb appeal is important to your home’s value and you should continually invest in it, not only for your own enjoyment but also for when it comes time to sell. A well-manicured lawn and landscaping will appeal to buyers. And yet curb appeal isn’t just about the grass and plants but also the house itself. By updating your lackluster...

How Paying Bills on Time Can Improve Your Life Paying your bills on time is one of the key aspects of taking charge of your financial life. Not only does paying bills on time help you avoid a number of nasty repercussions, but it can also have lots of short and long-term positive side effects. Click here to view an important note before clicking on links within the video. Avoid Late Fees Arguably the most immediate reason to pay bills on time is to avoid late fees. Some companies and services will charge late fees just minutes after a payment is due. It’s especially...