Blogs

Empower yourself with the right questions to ask advisors in order to build a comprehensive wealth plan. Gain insights on important considerations and make informed choices to create a solid foundation for your financial success. Millennials as a generation have had to find unique ways to navigate several volatile economic periods. You may have had to cut back or get a side hustle to make it through some tight spots yourself. While starting out from a disadvantaged market position isn’t ideal, it can illustrate the value of prioritizing your financial stability and building a long-term wealth...

Ensure a smooth transfer to the next generation with the essential steps outlined in our latest blog. Readers will learn valuable insights on how to prepare the next generation for managing wealth. Don't miss out on how to secure your family's financial legacy for generations. A lifetime of hard work and smart financial moves have rewarded you with generational wealth. Now, as you enter your golden years, it’s time to develop a plan for transitioning that wealth to your heirs. Conversations around money can be difficult, especially when family is involved. For instance, there may be...

Take a look at these tips to effective money management with our straightforward budgeting guide, designed specifically for Gen Z. These essential tips can help set financial goals, make smart spending choices, and take charge of your financial future. When you’re just starting out, determining the best way to plan for your financial future can be difficult. You’re busy securing short-term goals—but learning how to manage money better now will help you develop habits that will maximize your wealth over time. Gen Z’s determination to overcome significant economic hurdles is evident in the rise...

Ranked Among the Highest Purchase Volumes for U.S. Visa® and Mastercard Commercial Card Issuers September 7, 2023 —Phoenix, Arizona - Arizona Bank & Trust, a division of Heartland Financial USA, Inc. (NASDAQ: HTLF) that operates under the brand name HTLF, continues to display consistent strength in the payments space. Nilson Report ranked HTLF among the top U.S. commercial credit card issuers for the eighth year in a row. In 2022, HTLF’s commercial credit card program ranked among the top 30 purchasing card programs, increasing 30 percent from the previous year. HTLF also surpassed $1 billion...

Bad actors have more than one tactic to get your attention on social media – they may also try to get their victims to join in on bank fraud schemes. Don’t become a victim of these fraudsters and their schemes. Read on to learn how to help protect yourself. Scammers are using social media platforms such as Facebook, LinkedIn and even Telegram to convince unsuspecting victims to participate in illegal activities. Look out for these three common social engineering schemes: Money Mule Schemes One prevalent scam on social media is the money mule scheme. Scammers may approach you through fake...