Private Financing

Understanding Your Unique Needs

At Arizona Bank & Trust, we believe that a strong nonprofit sector is vital for a healthy community. Our team works with you to help the operational side of your organization run smoothly—letting you focus on your mission.

Whether you need to bridge a cash flow gap, are interested in establishing a charitable trust, anticipate new growth opportunities or have any other financial needs, we take the time to understand your mission and provide the personalized service that helps your organization succeed. Our nonprofit banking services include:


Thanks to local decision-making and our high priority on responsiveness, you’ll receive fast answers on real estate loans, bank qualified tax-exempt loans, bridge loans, lines of credit, term loans and letters of credit. 

Treasury/Cash Management

Improve efficiency and maximize your earning power with our Treasury and Cash-Management services. Our electronic services, such as Online Banking, remote deposit capture, wire transfer, online Bill Pay and ACH origination services can reduce your staff’s time dedicated to administrative tasks. And you can look forward to conveniences like positive pay and ACH fraud filters to protect your assets while our lockbox accelerates collection time on incoming funds.

Merchant Credit Card Services

We provide you efficient and cost-effective solutions for accepting card payments, featuring next-day credit, electronic processing, Audio Response Unit processing and the option to purchase or lease equipment directly from us.

Wealth Management and Preservation

Arizona Bank & Trust has developed widespread capabilities focusing on wealth protection and the many complex issues that nonprofits face, including Wealth Management* and Retirement Plan Services.*

*Wealth Management and Retirement Plan Services products are - Not FDIC insured - No bank guarantee - May lose value

Health Savings Accounts

Reduce your company’s health insurance costs by offering a high-deductible health insurance plan with the convenience of both check writing and debit card access.