Arizona Bank & Trust Personal Checking Accounts

Choose the Account That’s Right for You! We offer a checking solution that fits your life.

PLATINUM CHECKING

An interest-bearing checking account that will earn you a premium interest just by keeping a minimum balance.

1.76% APY

On Balances Up To $50,0001

ATM Fee Refunds1

FREE CHECKING WITH eSTATEMENTS

Unlimited check writing, Online/Mobile Banking, Debit Card and more. Designed for those who prefer ease and simplicity in banking.

$0

Minimum Balance

$25 minimum deposit to open

CASH REWARDS CHECKING

An interest-earning checking account that offers ATM fee refunds2. Designed for heavy debit card users looking to get rewarded for their spend.

1.51% APY

on Balances Up To $20,0002

ATM Fee Refunds2

SIGNATURE SERIES CHECKING

Receive a high interest rate on large balances and best benefits from our premium account.

1.76% APY

On Balances $250,000+3

ATM Fee Refunds3

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1Annual Percentage Yields (APY) are accurate as of 06/20/2019. 1.76% APY applies to balances of $0.01 to $50,000.00 and 0.75% APY applies to balances $50,000.01 and above. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500 to avoid $12 monthly maintenance fee. Minimum $500 to open. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Platinum Checking is a Consumer Checking account. $0.01 minimum balance to obtain APY.

2 Annual Percentage Yields (APY) are accurate as of 06/20/2019. 1.51% APY applies to balances of $0-$20,000 and 0.01% APY applies to balances $20,000.01 and above if qualifications are met each monthly statement cycle. 0.01% APY applies to balances of $0-$20,000 and 0.01% APY to balances $20,000.01 and above if qualifications are not met. Rates and terms may change after account is open. To earn rewards: Sign up for eStatements, use direct deposit and post 15 debit transactions within your monthly statement cycle and have a valid email address. Minimum $25 to open. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if reward requirements are met. $0 monthly fee with eStatements (otherwise $2.50 paper statement fee applies). $0 minimum balance. $0.01 minimum balance to obtain APY.

3 Signature Series Checking Annual Percentage Yields (APY) are accurate as of 06/20/2019. APY tiers apply to the following balances: 0.00% APY on balances of $0.00 to $49,999.99. 1.26% APY on balances of $50,000.00 up to $149,999.99. 1.41% APY on balances of $150,000.00 up to $249,999.99. 1.76% APY on balances of $250,000.00 and above. Rates and terms may change after the account is opened. Minimum deposit to open account is $1,000. Fees may reduce earnings. Foreign ATM fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Signature Series Checking is a Consumer Checking account. Keep average daily balance of $50,000 or have $100,000 in total relationship balances each cycle to avoid $9 monthly fee. $50,000 minimum balance to obtain APY.