Arizona Bank & Trust
Home Equity Lines of Credit

Use the equity you’ve built in your home to fund your other dreams.

Big Life moments begin with a home equity line of credit.

Life plans can start big or small - we have a financial solution to fit them all. Fill out the contact form below, find a personal banker, or visit your nearest banking center today to get started.

2.99% APR 6-month1 introductory rate

Adjusts to a minimum as low as 4.50% APR

Get up to
$500 off closing costs2

 

Graduation

Pay For College

 

Debt

consolidate Debt

 

Make Home additions

 

Finance a wedding

Get in contact with us today with no obligation

Fill out the short form below and one of our personal bankers will be in contact with you shortly.

1Annual Percentage Rate (APR) shown above is variable after 6-month introductory rate and subject to change without notice. Promotional APR for loan-to-value (LTV) between 80% - 90% will be 4.24%. After the introductory rate, the index used to determine the interest rate is the Wall St. Journal Prime Rate. Index as of 10/31/2019 was 4.75%, plus a margin of 0%.  The margin and APR will be based on credit history and loan-to-value at loan closing.  The minimum APR for plans with an 80% or less LTV is 4.50% and LTV between 80%-90% will be 5.75%. Maximum APR is 17.50% on all plans. $50 annual fee will be assessed on the anniversary date of the loan. $75 origination fee will apply. Third-party fees, if applicable, range from $0 - $2,800. Hazard insurance is required and flood insurance may be required. The introductory rate is available on new lines only. Not available on piggyback loans to purchase property, homes that are for sale and/or listed for sale, loans secured by investment property, HELOC used for purchase money. Excludes VIP HELOCs. Excludes refinancing existing bank mortgage or HELOC debt even if new money. Subject to credit approval and normal underwriting guidelines. Contact a lender for details. Offer valid on owner occupied homes. Apply by 12/31/2019.

2The lender will bear the lender and third party fees up to the lesser of the actual cost incurred or $500.00.  Any costs exceeding this amount are the responsibility of the borrower. See lender for details. Apply by 12/31/2019.