Arizona Bank & Trust
Cash Back Rewards Credit Cards

The Cash Back Rewards Visa® Card offers an array of benefits and features and up to a $25,000 credit limit. Minimum limit $500.

Cash Benefits: 

0% APR
for the first 12 billing
cycles on purchases and
balance transfers.1

3%
Cash Back Rewards
on gas and groceries for your first $20,000 combined net spend annually.2

1%
Cash Back Rewards
on all other net qualifying purchases.2

$0
No Annual Fee1
 

14.25% APR
variable APR after intro period.1

Contact a 
Personal Banker or
visit a local banking
center to get started.

Find a Banker

1Pricing and Terms

 

Choose from one of our unique designs:

Use your Cash Back Rewards how you like:

  • Deposit into your checking account
  • Have your rewards go towards your next credit card bill
  • Redeem for a wide variety of gift cards
  • Book your next flight

YOU MAY ALSO BE INTERESTED IN:

Credit Card Cardholder Agreement

Savvy Rewards Terms and Conditions

2Cash Back Rewards are the rewards earned under the program. They are tracked as points and for each $1 spent on a purchase, one (1) Cash Back Reward point is earned, which qualifies for $0.01 for redemption. You earn Cash Back Rewards on all qualifying purchases. The following do not earn points: balance transfers, cash advances, convenience checks, fees, interest or payments. You may review the full Terms & Conditions of the Cash Back Reward’s program at our rewards site: savvy-rewards.com

Visa Signature is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa U.S.A., Inc.

Existing Credit Card Customers: To request your personal Credit Card Cardholder Agreement, please call us at 877.346.1418 or email us at cardservicessupport@htlf.com

Credit cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal Underwriting guidelines apply.