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Tax season is upon us. While everyone’s financial situation is different, there are some basic guidelines to get you started.   File Electronically This is the quickest way to get your tax refund. There are many online platforms that make filing your taxes safe and easy.  You’ll need your account number and your bank routing number for …

The competition for talent across various industries means that employers need to set up benefits packages such as 401(k) plans to attract top talent. However, employers incur significant legal responsibility in setting up and running such retirement benefit plans.   Employers become fiduciaries of employee retirement benefit plans by …

As an employer, attracting and retaining talent is challenging as you work to drive your business forward. The workforce continues to be compressed, which only intensifies the need to stand out amongst other employers in your industry. This might include additional PTO, assistance programs, health care benefits, and for many, a structured and …

Recruiting and retaining top talent can be challenging. Providing a structured retirement plan is important, but a plan without education tends to not meet the needs of your employees, while one that does include education helps instill financial confidence in their future.   A recent study* shows that 48% of employers say financial stress …

There are many ways to structure a retirement plan for an organization and its plan participants. As an employer, it’s important to find an attentive advisor that provides ongoing, valuable guidance, and there is not a better partner than HTLF Retirement Plan Services.   "[The client] checked his personal investment expense ratios against …