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Home Loans

At Arizona Bank & Trust, we know that purchasing a home can be one of your largest investments. We strive to make the financing of your home an enjoyable experience by working to find the financing options that best suit your needs. Whether you're buying your first home or simply refinancing the one you have, we have the financing solution for you!

Pre-Approval

	Fast and easy
	Establish your mortgage needs before shopping for a home
	We'll provide a written commitment-an incentive to sellers when you make a purchase offer

Conventional Mortgages

	Fixed rate mortgage
	Adjustable rate mortgage
	Low down payment option

Construction and Lot Loans

	Interim Construction Loans
	Owner/Builder Loans
	Interest Only Lot Loans
	Acquisition and Development Loans
	Spec Construction Loans
	Model Home Financing
	Builder Credit Lines

Whether you are buying, building, relocating, or refinancing,
we've got a home mortgage loan to meet your needs.

	Relocation Loan
	Vacation and Second Home Loans
	City, State and Federal Grants and Loans
	Privately Insured Loans
	Jumbo Loans
	Equity Loans
	Condominium Loans
	Bridge Loans
	Rural Housing Loans

Documents to bring to your Loan Application

	Copy of your purchase agreement signed by all parties
	Copy of the earnest money check you gave to your realtor
	Most recent two years' W-2 forms
	Original pay stubs for the most recent 30 day period showing YTD earnings
	Most recent three month's bank statements (and brokerage, investment statements, etc., if these funds will be used for down payment)
	Proof of other sources of income as necessary (pension, social security, etc.)
	Name, address and phone number for landlord(s) for the past two years.