Michael B. Morse
SVP/Commercial Lending Officer
(480) 844-4563
mmorse@arizbank.com
 
      
Bryan Toth
SVP/Commercial Lending Officer
(480) 844-4572

Business Loans and Leases
We offer a complete line of commercial products including lines of credit, equipment, real estate loans and construction loans. In addition, we provide leasing services for vehicles, computers and equipment.

Business Deposit Accounts
We offer a variety of commercial deposit accounts that can help your business run more smoothly. Our knowledgeable bankers will help you pinpoint checking and savings account services that work best for you.

eDeposit®
It's like having a banking inside your business! eDeposit® is a revolutionary check clearing tool that allows you to deposit checks electronically from your business.

edeposit
Send Your Deposit Directly From Your Desk to Top to the Bank
Realize Immediate Cost Savings in Labor and Mileage Expense
Enjoy Flexibility with Later Deposit Deadlines and Faster Funds Availability
Improve Staff Productivity

eDeposit® is a trademark of eDeposit corporation (eDeposit.com), and its use is pursuant to a license agreement with Arizona Bank & Trust.

Cash Management Services
AB&T offers business customers a wide range of cash management tools to help them manage their assets.

Zero Balance Accounts
Loan Sweep Accounts*
Cash Concentration
In-Business Online Banking

Online Business Banking with AB&T offers you time-saving options for: disbursement of funds, drafts, debits, stop payments, paying employees and viewing graphic presentations of your company's cash position. You decide how much access your employee(s) have for specified functions, reports, and accounts.

Credit Card Services
Merchant services provide retailers with credit card processing and settlement services for MasterCard and VISA transactions. Our rates are very competitive. AB&T can also help our customers collect American Express and Discover¨ transactions as well. AB&T also offers corporate credit cards that can be issued in the name of a business or an individual.

Investment Services and Retirement Plans *
Our Trust Department offers corporate investment accounts tailored to meet the specific liquidity and investment objectives of our customers. The Trust Department is a regional provider of complete retirement plan services, including asset management and administration for plans such as 401[k]s, SEPs and profit sharing.

Group Banking Packages
AB&T offers banking packages that are customized to meet the unique financial needs of corporate management groups. Special packages can also be tailored to provide a business' employees with direct deposit service, discounts and other special product and service offers.

Professional Staff
A seasoned group of professionals with outstanding credentials and years of experience bring you the East Valley’s most complete array of commercial financial services. We offer our customers sound advice and innovative solutions to their banking and insurance needs.

* Not FDIC Insured. No Bank Guarantee. May Lose Value.


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Photos courtesy of Judy Hedding.